About Surety First Insurance Services
Surety First Insurance Services is a specialized contractor bond and construction insurance agency focused exclusively on serving licensed contractors across California, Oregon, Washington, Nevada, and Arizona.
Since 2006, we have helped more than 20,000 contractors obtain required license bonds and insurance quickly, accurately, and in full compliance with state licensing requirements.
Unlike general insurance agencies, Surety First focuses specifically on contractor licensing, bonding, and compliance — allowing us to deliver faster approvals, fewer errors, and more competitive rates.
We focus specifically on contractor license bonds, California LLC employee/worker bonds, general liability insurance, performance and payment bonds, and workers’ compensation insurance for construction professionals.
Our team of licensed insurance professionals works with A-rated national surety and insurance carriers to deliver fast, compliant, and cost-effective solutions.
Contractor Bonds & Insurance Services
Contractor License Bonds (Primary Specialization)
Contractor license bonds are the foundation of our agency.
We issue and file license bonds required by:
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California Contractors State License Board (CSLB)
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Oregon Construction Contractors Board (CCB)
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Washington Department of Labor & Industries (L&I)
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Nevada State Contractors Board (NSCB)
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Arizona Registrar of Contractors (ROC)
Most contractor license bonds can be issued instantly online, with electronic filing available where permitted.
In California, we specialize in:
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LLC Employee/Worker Bond (one of our most requested bonds and required for licensed LLC contractors operating in the state.)
General Liability Insurance for Contractors
We provide general liability insurance tailored specifically to construction trades across all five states.
Our programs help contractors meet:
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State licensing requirements
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Project owner insurance specifications
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Additional insured endorsements
Coverage is structured around real contractor risk exposures — not generic small business templates.
Performance and Payment Bonds
For contractors bidding on public or private construction projects, we assist with performance and payment bonds backed by national surety carriers.
We support:
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Small to mid-sized contractors
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Public works contractors
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Private project bonding needs
Our process is designed to streamline approvals while maintaining underwriting integrity.
Workers’ Compensation Insurance
We provide workers’ compensation insurance solutions designed for contractor payroll structures and construction risk classifications.
We help contractors:
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Meet state compliance requirements
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Secure competitive markets
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Maintain coverage aligned with project demands
Why Contractors Choose Surety First
Contractors choose Surety First for speed, accuracy, and specialized expertise in contractor licensing requirements.✔ 20,000+ Contractors Served Since 2006
✔ Licensed in CA, OR, WA, NV, AZ
✔ A-Rated National Surety Carriers
✔ Most License Bonds Issued Instantly
✔ Soft Credit Check — No Impact to Your Score
✔ Electronic Bond Filing Where Available
✔ No Hidden Fees
✔ Financing Available on Many Bonds
Our mission is simple: remove friction from the bonding process so contractors can focus on building their business.
Get Your Bond Quote in Minutes →
Built for Multi-State Contractors
Surety First is licensed and actively serving contractors across the Western United States:
California — License #0K36818
Oregon — License #3003912639
Washington — License #1329040
Nevada — License #4158381
Arizona — License #3003888302
Headquartered in Folsom, California, our team operates remotely to efficiently serve contractors throughout the Western United States.
Security and Technology
We utilize secure SSL encryption and industry-standard data protection practices to safeguard contractor information.
Our online bonding process is designed to be:
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Fast
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Secure
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Streamlined
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Contractor-friendly
- We do not sell or share contractor data. All applications are handled securely and confidentially.
Frequently Asked Questions
What does Surety First specialize in?
We specialize in contractor license bonds, California LLC employee/worker bonds, general liability insurance, performance and payment bonds, and workers’ compensation insurance for construction professionals.
Can I get a contractor license bond instantly?
Most contractor license bonds can be issued online in minutes, with electronic filing available in certain states.
Does applying affect my credit score?
We use soft credit checks for most license bonds, which do not impact your credit score.
What states do you serve?
We serve contractors in California, Oregon, Washington, Nevada, and Arizona.
Do you only work with contractors?
Yes. Our agency is focused specifically on construction professionals and contractor-related bonding and insurance.
A Message from the President
Contractors have many options for bonding and insurance, but few agencies specialize in the specific compliance and timing requirements of contractor licensing.
Our goal is to provide a simpler, more efficient bonding experience while maintaining strong relationships with highly rated surety carriers. We are only successful when the contractors we serve succeed.
-Jeremy Schaedler, President
American River at Rainbow Bridge, Folsom, California
